More arguments for
A summary of rules, not a profit forecast — don’t buy just because of a green verdict.
🟢 Quality- ▲ ROE 26% — high return on equity
- ▼ Net margin fell: 8.9% → 7.7%
- ▲ Debt / equity 0.55 — moderate debt
- ▲ Free cash flow positive every year
🟢 Growth- ▲ Revenue grows 25.6% per year (3 y)
- ▲ Earnings per share grows 21.2% per year (3 y)
🟢 Trend- ▲ Price above SMA200 — long-term uptrend
- ▲ SMA50 above SMA200 — trend up
🟡 Risk · context, does not vote- ▼ Volatility 39% per year — much higher than the market (13%)
- ▲ Max drawdown in the period -22% — shallow
🟢 Market · context, does not vote- ▲ S&P 500 above SMA200 — the market is in an uptrend
- ▲ Sector (XLF) above SMA200 — in an uptrend
The PWA verdict uses less data than the full version: without the history of multiples and peers, F-score, Altman, interest coverage, dividend streak and expected earnings move.