RIO · Verdict
Mixed arguments
A summary of rules, not a profit forecast — don’t buy just because of a green verdict.
🟡 Valuation- ▲ Forward P/E 9.6 is below the current one — earnings growth expected
🟡 Quality- ▼ Debt up 92% in 3 y
- ▲ ROE 19% — high return on equity
- ▼ Net margin fell: 22.3% → 17.3%
- ▲ Debt / equity 0.38 — moderate debt
- ▲ Free cash flow positive every year
🔴 Growth- ▼ Earnings per share falls -7.2% per year (3 y)
🔴 Trend- ▼ Over 6 mo weaker than its sector (XLB) by 21%
- ▼ Price below SMA200 — long-term downtrend
- ▼ SMA50 below SMA200 — trend down
🔴 Risk · context, does not vote- ▼ Volatility 31% per year — much higher than the market (13%)
🟢 Sentiment- ▲ Consensus of 9 analysts — buy
- ▲ Mean analyst target +25% from the current price
🟢 Market · context, does not vote- ▲ S&P 500 above SMA200 — the market is in an uptrend
- ▲ Sector (XLB) above SMA200 — in an uptrend
The PWA verdict uses less data than the full version: without the history of multiples and peers, F-score, Altman, interest coverage, dividend streak and expected earnings move.