Mixed arguments
A summary of rules, not a profit forecast — don’t buy just because of a green verdict.
🟢 Quality- ▲ ROE 17% — high return on equity
- ▼ Net margin fell: 17.8% → 13.5%
- ▲ Debt / equity 0.54 — moderate debt
- ▲ Free cash flow positive every year
🔴 Growth- ▼ Earnings per share falls -8.0% per year (3 y)
- ▼ Analysts cut the earnings forecast by -2.5% in 90 days
🔴 Trend- ▼ Over 6 mo weaker than its sector (XLY) by 16%
- ▼ Price below SMA200 — long-term downtrend
- ▼ SMA50 below SMA200 — trend down
- ▼ Over a year -39% vs S&P 500 +11% — weaker than the market
🔴 Risk · context, does not vote- ▼ Risk/reward 1:0.8 — the target is closer than the stop
- ▼ Volatility 30% per year — much higher than the market (13%)
- ▼ Max drawdown in the period -58% — deep
🟢 Sentiment- ▲ Consensus of 3 analysts — buy
- ▲ Mean analyst target +24% from the current price
🟡 Market · context, does not vote- ▲ S&P 500 above SMA200 — the market is in an uptrend
- ▼ Sector (XLY) below SMA200 — in a downtrend
The PWA verdict uses less data than the full version: without the history of multiples and peers, F-score, Altman, interest coverage, dividend streak and expected earnings move.