More arguments for
A summary of rules, not a profit forecast — don’t buy just because of a green verdict.
🟡 Quality- ▼ Debt up 59% in 3 y
- ▲ ROE 16% — high return on equity
- ▼ Net margin fell: 49.7% → 47.8%
- ▲ Free cash flow positive every year
🟢 Growth- ▲ Revenue grows 11.6% per year (3 y)
- ▲ Earnings per share grows 10.1% per year (3 y)
🟢 Trend- ▲ Over 6 mo stronger than its sector (XLF) by 12%
- ▲ Price above SMA200 — long-term uptrend
- ▲ SMA50 above SMA200 — trend up
- ▲ Over a year +32% vs S&P 500 +11% — stronger than the market
🔴 Risk · context, does not vote- ▼ Earnings in 4 d — the price may move sharply
- ▼ Risk/reward 1:0.5 — the target is closer than the stop
- ▼ Volatility 42% per year — much higher than the market (13%)
🟢 Market · context, does not vote- ▲ S&P 500 above SMA200 — the market is in an uptrend
- ▲ Sector (XLF) above SMA200 — in an uptrend
The PWA verdict uses less data than the full version: without the history of multiples and peers, F-score, Altman, interest coverage, dividend streak and expected earnings move.