Mixed arguments
A summary of rules, not a profit forecast — don’t buy just because of a green verdict.
🟡 Valuation- ▲ Forward P/E 9.1 is below the current one — earnings growth expected
🟢 Quality- ▲ Share count down 11% in 3 y — buybacks grow your stake
- ▲ Net margin rose: 6.2% → 9.2%
- ▲ Free cash flow positive every year
🟡 Growth- ▲ Revenue grows 9.1% per year (3 y)
- ▲ Earnings per share grows 31.0% per year (3 y)
- ▼ Analysts cut the earnings forecast by -2.0% in 90 days
🔴 Trend- ▼ Over 6 mo weaker than its sector (XLF) by 10%
- ▼ Price below SMA200 — long-term downtrend
- ▲ SMA50 above SMA200 — trend up
- ▼ Over a year +6% vs S&P 500 +11% — weaker than the market
⚪ Risk · context, does not voteNo data.
🟡 Sentiment- ▲ Mean analyst target +34% from the current price
🟢 Market · context, does not vote- ▲ S&P 500 above SMA200 — the market is in an uptrend
- ▲ Sector (XLF) above SMA200 — in an uptrend
The PWA verdict uses less data than the full version: without the history of multiples and peers, F-score, Altman, interest coverage, dividend streak and expected earnings move.